Head of Credit Risks

Job description

Duties and responsibilities

  • Organization of work and general management of the credit risk division:

    • identification of tasks and functions of the unit,

    • distribution of responsibilities between employees of the unit,

    • ensuring continuous monitoring of the tasks and functions assigned to employees,

    • development of a gradual plan to achieve the established objectives for managing credit risks; tracking the implementation of plan`s points,

    • developing a KPI and monitoring results,

    • cost control of the units,

    • coordination and approval of employees expert opinions of the unit;

  • Organization, management, support and development of the processes and credit risk management system that meets the requirements of external and internal stakeholders (internal and external audits, National Bank, TBC Group);

  • Development of credit risk assessment methodologies;

  • Monitoring compliance with credit procedures, conditions, limits;

  • Analysis and monitoring of the loan portfolio status;

  • Monitoring and analysis of the effectiveness of the credit strategy and strategy collection;

  • Development and implementation of risk minimization measures;

  • Coordination, control of formation and reporting of credit risks to Director and the Management Board of the bank;

  • Project management related to credit risks;

  • Analysis of credit risks associated with the new products / services proposed;

  • Interaction with structural divisions of the Bank on issues of managing and minimizing credit risks (cross-functional communications);

  • Development and keeping updated credit risk documentation and collection (policies, procedures, strategies, standards, etc.);

  • Implementation of financial analysis and forecasting;

  • Participation in budgeting.

Required skills and qualifications

  • Higher education in mathematics / statistics, economics / finance;

  • Proficiency in MS Office, Excel at the advanced user level (summary tables, reports, data tables, etc.);

  • Experience in risk management at financial organizations or audit companies (Big4) as a manager is welcomed;

  • Analytical thinking (math / logic);

  • Fast learner;

  • Understanding of lending processes, knowledge of banking products;

  • Ability to conduct statistical data analysis, vintage analysis;

  • Knowledge of risk analysis methods (scoring cards, models);

  • Required skills:

    • project management (quickwins, agile),

    • efficient team management,

    • tasks planning and tracking,

    • negotiation,

    • presentation,

    • time management,

    • leadership, motivation,

    • problem solving,

    • financial analysis, including understanding of financial statements, project profitability;

  • Having CFA / FRM certificates would be an advantage;

  • Knowledge of basic SQL and database skills would be an advantage;

  • Ability to create process diagrams in Visio is welcome.

Please, send your CV to job@tbcbank.uz

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© 2020 ATB "TBC BANK" Litsenziya #86, 11.04.2020